At Modern Benefits Solutions, we help employers offer competitive, high-quality benefits while keeping costs under control. Our approach goes beyond traditional benefits brokerage—we specialize in uncovering smarter, more efficient strategies that maximize value for both employers and employees.
Smarter Medical Cost-Saving Strategies
Healthcare costs continue to rise, but that doesn’t mean your business has to absorb unnecessary expenses. We work closely with employers to design and implement modern medical benefit strategies that reduce costs without sacrificing coverage or employee satisfaction.
Our focus is on:
Identifying innovative plan designs and funding strategies
Aligning medical benefits with your company’s budget and goals
Ensuring employees receive the best products for their money
Improving transparency and long-term sustainability
The result is a medical benefits program that is cost-effective, competitive, and easy for employees to understand and use.
Voluntary & Ancillary Benefits Optimization
Benefits go beyond medical coverage. Voluntary and ancillary benefits play a key role in attracting and retaining talent—when they’re structured correctly.
We help employers evaluate and implement voluntary benefits such as:
Dental and vision
Life and disability insurance
Accident, critical illness, and hospital indemnity plans
Our expertise lies in finding high-value options at the lowest possible cost, ensuring employees gain meaningful protection while employers maintain financial efficiency.
A Tailored Strategy for Every Business
No two businesses are the same, and neither are their benefits' needs. That’s why we take a consultative approach—analyzing your current offerings, workforce demographics, and financial goals to build a custom benefits strategy that makes sense for your organization.
Whether you’re looking to reduce healthcare spend, enhance your benefits package, or modernize your overall approach, Modern Benefits Solutions is your partner in delivering smarter, cost-saving employee benefits. Tailored solutions for your benefits needs.


Consulting
Expert advice on benefits strategies.
Enrollment
Streamlined processes for employee enrollment.
Support
Ongoing assistance for all your needs.
Strategic Benefits Solutions That Work for Your Business
















Phone
john.kernie@modernbenefitssolutions.com
(509) 828-3181
© 2025. All rights reserved.
